Stikkordarkiv: #ExchangeStudents

2020 December: Ten poorest states in the US


In the United States the HHS Poverty Guidelines for 2020 provides us with statistics regarding poverty thresholds for various household sizes. For a household with four members the average poverty threshold is set at US$ 26.200.

This post is intended for prospective or current exchange students. Some of the information may be of interest to the general public.

10 poorest states

According to the the U.S. Census, the ten poorest States in 2019 are: Mississippi, Louisiana, New Mexico, West Virginia, Kentucky, Arkansas, Alabama, Oklahoma, Tennessee, and South Carolina.

According to Federal Regulations §62.5 Secondary school students a prospective host family must provide income statement «for the purposes of determining that the basic needs of the exchange student can be met, including three quality meals and transportation to and from school activities.” If the income statement provided to the exchange organization indicates an income that is below the guideline threshold, the exchange organization is obliged to deny host-family status to the applicant.

Sometimes exchange organizations accept host-families with poor incomes. As a result, exchange student may be required to pay for their own food, travel to and from school activities, be pressed to lend money to the host-family, live in dangerous neighborhoods and go schools that cannot provide them with the requirements set by their home countries.

Although being sent to one of the 10 poorest states does equate to ending up in a poor family, caution is advised.


  1. HHS Poverty Guidelines for 2020:
  2. Title 22: Foreign Relations: PART 62—EXCHANGE VISITOR PROGRAM: Subpart B—Specific Program Provisions:
  3. RANKED: The strength of the public education system in every US state, from worst to best:

My Education / Rejsespecialisten / NKF Holding

NKF Holding ApS (2010)

100% owner of the below firms:


Rejsespecialisten ApS was established in 1996 and has had several names. Rejsespecialisten is registered as a travel agency and is used by MyEducation and EuroStudy International firms as their travel agency. Rejsespecialisten ApS is a subsidiary of NKF Holding ApS.

  • CVRP-nr: 1003660864 and CVR-nr: 19043231

MyEducation DK is owned by Rejsespecialisten. MyEducation DK is not registered as a separate entity in the Danish registries.

NKF Holding ApS was established in 2010 by Niels Køhler Frandsen as a holding company for his travel-related companies. NKF Holding is located in København, Denmark.

  • CVR-nr: 33035195

MyEducation – Norge AS was established in Norway in 2012 by NKF Holding ApS. Its temporary name was Inceptum 634 AS. NKF has registered as «other education not mentioned elsewhere«.

  • 998 516 234

My Education (UK) Ltd was established in Hampshire, England by in 2013. Niels Køhler Frandsen owns, directly or indirectly, at least 75% of the shares.

  • Company number: 08603393

In 2015 EuroStudy International Aps, another Danish student exchange firm, was purchased by Rejsespecialisten. According to, EuroStudy was established in 1995 by Karin Busk Demuth. EuroStudy is now wholly owned by Rejsespecialisten.


Trustpilot: MyEducation dk / EuroStudy Aps

What is a host family?

Before you leave home as an exchange student you may already have been in contact with your assigned host-family. Even if you have not, the exchange organization is supposed to have forwarded details on where the family lives, how many family members there are, their ages, contact information and host parent occupations. Included with that information are probably pictures of the family and their home. I do not know if all exchange organizations follow this guideline.

You might get told that you are going to a temporary family (see below). Other times the exchange student is told that a representative will function as host family until a permanent family is found (see below).

Opprinnelse ukjent
Source unknown


What is a host family?

A host family is a family that has promised to allow you to live with them for the duration of your exchange student stay. There isn’t really a template for what a host family should look like:

  • Mom, dad (with or without children)
  • Mom (with or without children)
  • Dad (with or without children)
  • Dad, dad (with or without children)
  • Mom, mom (with or without children)
  • Old, youngish, young

The host-parents should be at least 25 years old. Any younger than that and they might well end up being a friend and not a boundary maker. I do not think there is an upper age limit. However:

  • The host family should be without mental or physical issues that would keep them from being able to fulfil their role as care-taker.
  • The host family should be in a financial situation that enables them to take in another family member.
  • The host family should be able to accept that the exchange student might have different theological, political and cultural views than themselves (goes both ways).

Temporary host family

A temporary host family is one that is supposed to last very few weeks until the exchange organization has found a permanent host family. If the exchange student is lucky, the temporary family willingly becomes a permanent host family (24%). But in most cases this is not so. If a temporary host family is pressured into becoming a permanent one, it is fairly easy to see how problems might arise. (USIA study)

Finding a host family that is willing to take a student in for ten months is not a simple task. Rotary has solved this by having the exchange student stay with several host families (approx. 3).

Representative as host family

At times the only option available to a new exchange student is being placed with their representative until a family is found. Sometimes the representative becomes the permanent host family. (CSFES finds this highly questionable) Some exchange organizations will then assign you a separate representative to avoid conflict of interest. Sadly, if a conflict occurs, the host country organization will usually side with the representative.

Host family as guardian

Your host family is your guardian. They are supposed to keep you safe during your stay, make sure you do your homework, give you chores (just like other family members), feed you, set boundaries and make you part of their family unit.

Does the host family get paid?

Sometimes yes. Sometimes no.

Some exchange organizations are volunteer organizations. In such firms the host family does not get paid no matter where you live. Other exchange organizations pay or do not pay their host family depending on what type of exchange program you choose.

Different countries have different rules. In the US there are both variations based on the type of visa the exchange student has (J-1 vs F-1). In Norway there isn’t a regulation about this, but many of the exchange organizations do not pay their host families.

Host family requirements

Most (probably all) exchange organizations have a set of rules they are supposed to follow regarding how they pick who gets to be a host family. The requirements I have seen, set by the firms whose brochures I have looked at, state that they do background checks of the host family. These include:

  • References from extended family.
  • References from acquaintances.
  • Home visitations.
  • Candidate interview.
  • Financial status check.